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I am holding 25,832 units of UTI-ULIP 1971 scheme. I invested ₹4,000 per annum from 1990 for a period of 15 years until 2005. I am in the 30 per cent tax slab. I seek advice on whether to go in for a redemption of these units in January 2018 or to hold them. Declaration of bonus units is also pending in this scheme. The last bonus was given on September 2, 2014, in a 1:10 ratio. In case of redemp...
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